Grandfathered Borrowed Point Reservation Modification

[AaronEuth]

Has anyone had any experience successfully modifying a reservation that currently uses greater than 50% of the reservation points?

We currently have a trip booked to Disneyland Grand California in early January; and that reservation borrowed in more than 50% of our grandfathered points. This trip was originally for October 2020; and I rolled the trip back to January 2021 by cancelling and booking a new reservation before the borrowed points were swept back to my 2021 Use year. I confirmed with MS that that reservation would be grandfathered in, even though it used excess points. The grandfathered reservation was booked after the borrowing restriction went into place, but because the points had snuck in from the other cancelled reservation I was able to book the vacation.

We are currently closer to our January trip, than we were to our October trip back when we cancelled, and the recent developments in California aren't making me feel great about Disneyland being open in January 2021. I'm not 100% saying its closed, but I don't feel 100% confident about it being open. We are considering swapping our reservation to an open WDW resort for the same dates, that is the exact same point totals. But I would hate to lose my VGC reservation for WDW, only to then have member services come in and cancel the WDW version for being above 50%. Our preference is definitely VGC, and Disneyland; but our travelling party can't afford to take off work, including an owner operated business that will shutdown for the week, only to sit at home if the Disneyland trip falls through last minute.

Does anyone know exactly how the 50% rule is done?

 

[drusba]

My understanding is that an attempt to modify a reservation now in the manner you suggest, which is essentially making a new reservation, would seemingly result in success when you do it online but then be canceled within 7 days thereafter. However, the stated policy could arguably be construed as allowing what you want -- it just has the same problem as other new covid-related rules created by DVC which lack certainty and have ambiguity. See applicable rules about half way down the page here: https://disneyvacationclub.disney.go.com/borrow-points/policy-updates/. For certainty, you should call MS to determine the issue.

 

[Sandisw]

I have modified, canceled, and rebooked immediately several times.

As long as you get the borrowed points into another reservation before they put them back, those points are grandfathered.

I asked back in June and they reviewed my account and said because o borrowed in March I was good.

However, if I modified and it used less and they put them back, before I booked with them, I was stuck.

As long as you keep them in something, you’ll be good.