First some background on me: I am a Dis vet and Im using a different user name for this post. Several years ago, I posted about my 18 year marriage ending. I wont go through the details but due to her being a stay at home mom and me with the job and career, I had to cover a long duration of alimony and child support. In lieu of payments, I worked out a settlement to pay her a good size lump sum. So between the lump sum and her getting half the assets, she walked away with just about everything we had built up and saved leaving me cash poor. But with my career and salary, I was ok with it because I knew I could make up the $$ over time.
My first reaction to my marriage ending was to get back on the horse and to start dating. I was lucky to meet and date many women over the course of the first year I was single. However, when I met my current girlfriend, I was done. She is my perfect Disney princess. We have been together for about 2 ½ years and we are currently living together. We are both very happy.
She is 32 years old - 12 years younger than I am, never been married and never had kids. She has a job in health care that she loves but it pays terrible (compared to what I make). She has nothing saved in fact she was deeply in debt when I met her. Over the last 2 years she almost out of it thanks mostly to me covering her living expenses while she put her income to her debt.
Now the $64,000 dilemma: Of course she wants to get married and have kids and she wants to stay at home with them. I love this girl to death and would love nothing more than to be married to her and have a family with her. And I consider myself very lucky to even been given this almost second life opportunity. But I have 2 big issues. First, I cannot stomach going through another divorce. Emotionally I think I would be better prepared but I dont think I would be able to recover again financially especially since I would be in the same boat with alimony and child support. And certainly if we had kids, I cant imagine putting the kids through what my kids have been through. As for having kids, I am 44 years old. I am in great physical shape and I am more like a guy in his late 30s, but the thought of having teenagers while I am in my 60s (especially if they are girls again), also makes me queasy not to mention starting to save for college education again. I am getting sticker shock now as my teenagers are starting the process. I cant imagine it again in 20 years.
Any thoughts or experiences to share in this situation? I know we can do a pre-nupt but I am not sure how well it will hold up if it is ever needed as things in year 1 when the agreement is written, get very blurred as years pass. I guess I am looking for other folks in a similar situation who have taken the plunge and those who didnt. What has worked out and what have been your regrets? Any advice?
My first reaction to my marriage ending was to get back on the horse and to start dating. I was lucky to meet and date many women over the course of the first year I was single. However, when I met my current girlfriend, I was done. She is my perfect Disney princess. We have been together for about 2 ½ years and we are currently living together. We are both very happy.
She is 32 years old - 12 years younger than I am, never been married and never had kids. She has a job in health care that she loves but it pays terrible (compared to what I make). She has nothing saved in fact she was deeply in debt when I met her. Over the last 2 years she almost out of it thanks mostly to me covering her living expenses while she put her income to her debt.
Now the $64,000 dilemma: Of course she wants to get married and have kids and she wants to stay at home with them. I love this girl to death and would love nothing more than to be married to her and have a family with her. And I consider myself very lucky to even been given this almost second life opportunity. But I have 2 big issues. First, I cannot stomach going through another divorce. Emotionally I think I would be better prepared but I dont think I would be able to recover again financially especially since I would be in the same boat with alimony and child support. And certainly if we had kids, I cant imagine putting the kids through what my kids have been through. As for having kids, I am 44 years old. I am in great physical shape and I am more like a guy in his late 30s, but the thought of having teenagers while I am in my 60s (especially if they are girls again), also makes me queasy not to mention starting to save for college education again. I am getting sticker shock now as my teenagers are starting the process. I cant imagine it again in 20 years.
Any thoughts or experiences to share in this situation? I know we can do a pre-nupt but I am not sure how well it will hold up if it is ever needed as things in year 1 when the agreement is written, get very blurred as years pass. I guess I am looking for other folks in a similar situation who have taken the plunge and those who didnt. What has worked out and what have been your regrets? Any advice?