Gazelle vs. YNAB

[newuser]

I'm very new to budgeting programs and I need help in terms of finding the right one. So far I've narrowed it down to two programs; Dave Ramsey's Gazelle or You Need A Budget.
Any help would be great. I'm very bad at budgeting (embarrassingly so actually) and now im at a point I can't afford to be any more.

 

[TiggerTails57]

Welcome! Dave Ramsey fan here.......
I listen to him and go on the LLNOE web site.

 

[wannagoback]

All I can say is that YNAB has changed my life. We've been using it for 18 months and I am not sure I could manage without it! You should get the free trial and test it out. Every time I pull out my wallet to buy something I also pull out my phone to log it in YNAB. There have been some stressful nights where I realize that there isn't enough money to go around to all of the places I want it to but that requires me to really think about my priorities. We work hard for our money and YNAB helps me make sure that we use that money in a way that reflects what is important to us. Good luck to you!

 

[nboicepardee]

I've only used YNAB for about 3 weeks so far, but it has already made an enormous difference. It is really easy to use and I like the principles. It offers the flexibility that people need because budgeting can be unpredictable and like the previous poster stated, it really makes you think about how you are spending your money. It is on sale right now too!