We live and work here and our favorite for seafood is Fulton's - - the Australian lobster tails are wonderful and their crab dishes are great too. The menu changes daily. We like Coral Reef for lunch but have had good and bad dinners there. Narcoossee's in our opinion has gone downhill and after the last two times there I doubt we will go back until we hear the kitchen has totally changed hands. Both times someone in our party had steak and most of us had seafood. The steaks were horrible ... quality like Applebee's or Ruby Tuesdays. Actually Applebees and Tuesdays were better. Seafood was adequate but nothing to rave about. We actually sent the coffee back because it was not drinkable. We like the Concourse Steakhouse for steak and they normally have one seafood dish too. I think their seafood bisque is wonderful. By far the California Grill is #1 for everything. Yachtsman' at the Yacht Club is great for steak too but of course very pricey.
For the dollar value, I think the Concourse Steakhouse is the best for steaks. Also for a good value dinner is the Cafe at the Grand Floridian ... their meals are reasonable and very very good and their desserts are wonderful. If money is not an object, then for seafood, our choice is definitely Fulton's, steaks is Yachtsman, and for "everything", the California Grill for sure.