I just returned yesterday from 10 nights at The Contemporary and 4 nights at Universal. I will only do Universal with Express and early entry. That is because they have no FP. I do EMH and FP at Disney and never have to wait. One of the things I most appreciate about Disney is that hey donot charge for many of heir perks. It just seems US nickels and dimes the guests. I have stayed at WDW more than 60 time and US 10.