Good news: advanced riding reservations ARRs (FP+) doesn't require a credit card guarantee (yet ).
Bad news: some attractions are booked up before you can even log in for the first time. Like ADRs.
I would suggest that you read the green link referenced above. And don't be afraid to ask questions back here. I've done this quite a few times now, and it isn't easy...Especially if you have a large group.
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