Fix or replace washer and dryer?

Heat pumps also have condensate drains, and the blower and coil are most definitely inside your house.

Even if you have mini split heat pumps, the blower and coil are inside.
I will have to ask next time I have it serviced. I have had the heat pump replaced twice in the 42 years I have lived here, and the blower replaced once, and it has been serviced twice a year and nobody has ever gone in the attic. The service guys all comment that everything is outside. All I know is it is an "over/under heat pump" Here is a photo after the old one was replace, and before the new one was installed. No refrigerant lines into the house, just the 220 electrical line, and the low voltage line for the thermostat. And a duct into the house and out of the house. My mini split DOES have a refrigerant line, a drain line, and a power line to the inside head unit.
 

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I will have to ask next time I have it serviced. I have had the heat pump replaced twice in the 42 years I have lived here, and the blower replaced once, and it has been serviced twice a year and nobody has ever gone in the attic. The service guys all comment that everything is outside. All I know is it is an "over/under heat pump" Here is a photo after the old one was replace, and before the new one was installed. No refrigerant lines into the house, just the 220 electrical line, and the low voltage line for the thermostat. And a duct into the house and out of the house. My mini split DOES have a refrigerant line, a drain line, and a power line to the inside head unit.
That looks nothing like any central HVAC I have seen. Is it servicing just a single room?
 
That looks nothing like any central HVAC I have seen. Is it servicing just a single room?
2010 square foot, 4 bedroom, 3 bath single story house. 3 1/2 ton Trane heat pump. Here is what it looks like with the unit in place. The black line running over the top of the air box is for our drip irrigation system, not the HVAC.

EDIT: The term I could not think of that all the techs use is that this is a PACKAGED heat pump. Here is what a packaged heat pump is: A packaged heat pump is an all-in-one HVAC unit that contains all major components—including the condenser, evaporator coil, air filter, and fan—in a single cabinet, typically located outdoors on a roof or on a concrete slab. It provides both heating and cooling by transferring heat between the outside and inside of a building, circulating conditioned air through ductwork connected to the building. This design simplifies installation and is a space-saving solution, but the outdoor placement can make the system more vulnerable to weather and animal damage
 

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Juggling what to do as we have some IRA investments that we can draw now for the rest of our lives, only impact would be to reduce our kids inheritance. Of course when RMDs hit, our hand will be forced.
There are certain things you can do but yes the RMD. I’m a bit away from that and hopefully they may kick the age back some. There is certainly a responsibility and takes some foresight in handling money.
That looks nothing like any central HVAC I have seen. Is it servicing just a single room?
Very common and normal.
 

There are certain things you can do but yes the RMD. I’m a bit away from that and hopefully they may kick the age back some. There is certainly a responsibility and takes some foresight in handling money.

Very common and normal.
I guess it is regional, perhaps?

I don't think it is very common in any area I have lived, split systems have been all I have known.
 









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