Financial Analysis

[kingj]

Does anyone know where I can find a link to a spreadsheet that will allow me to do a financial analysis on the cost of ownership of a DVC resort compared to hotel costs? Starting to entertain the thought of purchasing, but I want to make sure it is worth it.

Thanks

 

[Happy Birthday Cat]

Here is a link to a thread that I had kept track of. It has a link to an analysis pointed out by Poorman on Mouseplanet and another post with an analysis done by one of our own, Zurg:

http://www.disboards.com/showthread.php?s=&threadid=451125&highlight=analysis

HBC

 

[Buzzro]

I have been tracking costs since joining 12/99. I used the published rack rates for each year. Here are the figures.

As of 12/03 my total out of pocket expenses are $16,485.48. This figure includes a cash purchase of 60 points in 02 for $3900, the payments I've been paying each month for my initial 220 points, and all maintenance fees.

The total cost for all of our reservations, tax incl. since joining would have been $23,509.77.

$23,509.77 - $16,485.84 = a savings of $7,023.93 or Appox 30%

The savings will improve considerably once my balance is paid off.
Depending on dues increases, I expect to recognize a savings of between 50% to 80%.

One thing to consider is that we never use points for Fri or Sat.

This sounded more like what you were asking for. Hope it helps