kcwdmd -
Congrats of your first
Disney cruise, concierge is the only way to go and you have a great stateroom with the extended balcony and fireworks viewing!
First of all, all your tips for waiters, asst waiters, room hostess etc... will be automatically calculated for you and printed on a sheet which you put in a provided envelope the last night of your cruise. These are charged to your room account or can be prepaid before your cruise. You can add more if you desire on the sheet or add more cash in the envelopes. For room service, you should tip cash, whatever you feel comfortable, maybe $1 an item I've heard some say.
As far as Concierge tipping goes, they are all fabulous hosts! You do pay extra for their services, however if they provide you with something extra special or go beyond their expected duties, you can feel free to tip them in an envelope provided the last night of the cruise. That can be cash or charged to your account. I have been told that they are higher level ship officers (rank), so their salaries are certainly higher than others who provide you services on the cruise.
I did ask the concierge hostess if I tipped my waiters/room hostess extra, would they prefer cash or on account. She said that most staff send their wages home to their families, and don't have much use for cash on the ship.
You will not have any doubts during your cruise who to tip extra, they will stand out, but probably everyone who takes care of you on a Disney cruise will stand out! Have a great cruise...