I have had my membership since 2011. In the past I was able to use my points to get a room at a non dvc resort. Today I called to try and get a room at the yacht club. Told I was unable to because it was a resale and I am a level 1. Not sure what that means as I was never told that before. Is Disney allowed to change the "perks" after the purchase date ? I know they made changes to resale contracts but it would seem that they shouldn't be retro active. If they are making them retro active it is essentially devaluating your contract.