ok ill cut to the chase. i tried looking on disney DVC website with it all sugarcoated, i just wanna know, HOW much is a DVC membership?
i bought a teeny-tiny contract resale for less than $4000. limits my options considerably, but i got it to stay onsite for 5 weeknights a year around nov/dec (excluding holiday weeks) in a studio at OKW and it works fine for that...(and maintenance fees run less than $15 a month.)
actually, that's a great deal if you think about it! For example: I'm looking at a resale for Saratoga Springs - 50 points - $4,350.00 . If all I needed was a studio and I planned on doing most of my travel during the non-peak times (January/February/October/November) and during the week (Mon-Thur) at eight points a night.. that's a 6 night stay!
all this time I've been looking at HUGE point packages but maybe a smaller package is the way to go for me. Right now it's just me and my husband, we have no kids.. and even if we did.. we could always have them (if we have more than one) sleep on the pull out couch in the studio.. and if for some reason we couldn't go one year we can bank our points and stay in a one bedroom the following year.. am I correct?
based on my experience as a cheapskate DVCer, i'd recommend looking for a 60 pt contract if possible - as it gives you the option to stay in studios at other DVC resorts for at least 5 nights in a row each year...
it's also a good way to get started without having to finance the cost: buy a smaller resale that you can afford...and add-on as needed down the road as you are able to pay cash for them.