DVC Points Usage

[garethslee]

I'm looking to book 12 nights for December 2009. It requires 483 points
and as a newbie I'm confused about the borrow and bank procedure.

I've posted a link to a screenshot of my DVC Member page.
Can someone can have a peep and let me know if I can get together 483
points?
<skitch.com/garethslee/sbbn/disney-vacation-club>

 

[Bobbybear68]

Call Member Services, they are very good at explaining whether you can do this or not.

 

[Mtnman44]

This should not be a problem for you. Dec '09 falls within your (AUG) '09 Use Year. So, you should first bank all of your '08 bankable points (if you are sure you won't be needing them). According to your screen shot you have 226 '08 points that can be banked.

After banking, you will then have 270 + 226(banked) = 496 points in your '09 Use year, enough for your 483 point reservation. Note, if you needed more points, you could even borrow up to all 270 points from your '10 Use year as well.

 

[drusba]

Steps to booking and assuming you aren't going to use your Aug 08 points for a an earlier trip before Dec 09:

1. In Jan 09, on the particular day that is 11 months before your intended arrival date, call and do the following, in the following order: (a) bank your Aug 2008 points into the Aug 09 use year, (b) make your reservation for the first 7 nights of the trip (maximum allowed when calling 11 months before date of arrival) and mention that they should use banked points first. Your banked points plus your Aug 09 points (which will be your "current" use year points for a Dec 09 trip) exceed the 483 you need.

2. After getting the reservation, you should then consider calling daily (starting with the day after you initially reserve) to add one night each day until you reach your 12 night reservation and then make sure all reservations are linked so they are one. Don't know what part of December you are considering but if any of those days are during or around Christmas week, daily calling is highly recommended because those times can go fast.