We did not purchase our DVC points for Cruising, however it turned out to be a very worthwhile method for our entire family to Cruise together on the Disney Dream. We are a family of eleven, three separate families. We contacted Member Services to determine if there were options for such a trip with the limited number of points we had. In reading these treads no one has mentioned this scenario for cruising with Disney.
Once Member Services gave us our options it was pretty clear that we all could accomplish this trip by using the points we had purchased several years before. Yes, we had to sacrifice a little and were required to use all of our annual points and borrow most to the points from the next year to accomplish this trip. Member Services suggested that we use our points for the adults in our three cabin accomodations and pay cash for the five children, since the cruise rates for children is less than adults. This allowed our family to cruise on the Disney Dream for four nights to the Bahamas, with the least amount of out of pocket cash and points that were available to us. Without the use of our points our young families would not have been able to afford and experience such a great cruise.
As we read more and understand the numbers game of economics, we may forget our reasons for purchasing DVC. Value is important, which turned our heads to invest in a vacation club in the first place, but this is not necessarily always the most important factor. It is more then just numbers, it is about "Memories", when our family can vacation together and have a fabulous time on this magnificent ship that provided a trip of a life time that will never be forgotten by all family members including the youngest three year old. We can truly say we received the total value of our DVC Vacation Points.