#### Arthur2990

##### Earning My Ears

- Joined
- Mar 31, 2019

I have heard others wonder about this on YouTube Videos and myself. How much does a DVC stay cost using my own points vs assumption that oh i didn't get a bill at check out. I did a little math and this is the formula i came up with.

I will admit that I am not a mathematician so if my formula is wrong then please feel free to correct me. It should be noted that this value will change year to year as maintenance fees increase.

*(((Purchase Price+Closing Fees-maintenance Fees)/number of years left on contract)/number of points per year)+per point maintenance fee*

__=Per Point Cost for current year__

*Per Point Cost for current year*total points for stay*

__=total cash cost of stay__