When free dining is being offered, you can reserve a
DVC-room and pay cash, at full rack rate, plus about 11.5% tax, and then get free dining.
Option 1: Use points (eg 13 points/night (average) for a Studio for Sun-Thurs, = 65 points total or about $300 total in dues) and not get free dining.
Option 2: Pay about $230/night cash for a DVC studio, or about $2150 total for 5 nights, and get 'free' dining.