dumb "newbie" question - banking points

[skierrob]

I'm on the fence about buying 25 points on resale as a first time owner so I can go to a resort once every 2 years for 3 nights or so. I really don't need to go to WDW more often than that.

Here's my problem / concern:

I save up 50 points over 2 years. In 2011, I use 47 points to stay in a studio at Beach Club for one weekend night and 2 weekday nights.

I now save up for another 2 years and go to WDW in 2013 again. If I bank the 3 extra points in 2011 to 2012, but don't go to WDW in 2012 (cause I was just there in 2011), I lose those 3 points forever. Right?

IE... from what I can tell, there is no way for me to keep my extra 3 points until I go again, right? So I'll always lose *some* points and there is nothing I can do about it?

How do other members deal with this? Can I do ANYTHING with the 3 points that I would lose?

I imagine it's "easier" if you go every year. But I'm in Los Angeles and, while DVC sounds appealing, I'm not flying across the country every year to go to WDW.

Thanks for any advice!

 

[Rob S.]

You are correct, those 3 points would be lost forever. You could add a 4th night to your trip every third or fourth trip. Using your example, if you went in 2011 you would borrow a few points from 2012 for your 4th night. You bank the remaining 2012 points to 2013 and go then. If you need more, you borrow a little from 2014.

If you are traveling across the entire country, why would you only stay 3 nights per trip? You spend almost an entire day traveling so you wouldn't have much time to enjoy the place.

 

[hakepb]

You would not loose points in a every 2 year scenario if you deal with borrowed points. I think if you always bank as described, you would loose points
Eventually those extra 3 points would result in you needing to take an extra trip (yearly)

If you booked a 2010 trip with (25) '10 points and borrowed (23) '11 points, then in 2011, bank the (3) '11 points into 2012.

In 2012 you go on another trip with (3) banked '11 points + (25) '12 points + (19) borrowed '13 points.

In 2013, you bank the remaining (6) '13 points into '14

In 2014 you go on another trip with (6) banked '13 points + (25) '14 points + (16) borrowed '15 points.

 

[RobDoc]

Banked points from your 2011 Use Year may still be used into 2013 - so you may not lose them if you plan your trips to yor advantage. If you have a June Use Year, the 3 "extra" points from 2011 can be banked in your 2012 Use Year extending their use thru may 31, 2013.

Your DVC points may also be used at VGC, which should be an even easier trip from LA than traveling to WDW.

With some creative trip planning, you can easily use all of your points with every-other-year trips.

Enjoy!

 

[skierrob]

Thank you for your help!!

Now I just need to find a 25 point membership with 2010 points at a decent price... right now the only things I see on resale are 25 point memberships that have all their 2010 allotment already used up.

 

[robertdangelo]

I suggest contacting The Timeshare Store... they are great to deal with & a sponsor of this site. Good luck!