Thank you all for your reply/thoughts about DU vs. Disney. In our case our original package was $3800 for Poly, garden view, 6 nights, park tickets with hopping for 6 days, and dining (not free). We had already paid in full and were content with what we paid, but just for the heck of it I submitted a quote request from DU and they cam back with $2700. Yes, $1100 savings!!! But I must say, that the same day I requested the qoute (but before I had requested the quote that day) I had called Disney to see if I could get the ZJZ code applied and they did which brought our original package from $3800 to $3300...so we were already feeling really good that day about saving $500. So on that same day when we were faced with changing from Disney to DU and save another $500 ($600 minus $100 cancelllation fee) we thought it would be a no brainer, but we were nervous never having used DU, it being so close to our trip...would our travel documents get here on time from DU???? and just in general is the package deal the same as what you get by booking through Disney directly??? In the end, we ended up not switching to DU and not thinking about the additional $500 we could have saved and just be excited about the $500 we did....yet I still keep thinking are we crazy for not switching??? What do you all think???