I'm wondering if it's worth it to apply for one. We are planning on a trip early December. If I book the trip through
AAA and by some miracle a Pin shows up later, is there any way I can cancel the package from AAA? Should I wait for another month to book the trip hoping for some discounts?
TIA
That's kind of a hard question whether to sign up for a Disney Visa credit card. There are usually incentives to start a Disney Visa Rewards card and most of the time you can get a deal that will net you $25 to $50 for signing up. I've seen a few people on these boards claiming $100 incentives for signing up. If you plan on going more often to Disney World, then I would go for it; because, sooner or later it will probably benefit you with a Disney trip somehow. Last year there was an exclusive FD deal to card holders only. Based on last year it can be as quick as a week or less to get a Disney Visa card once you sign up for it.
Although, I think there will be a Visa deal coming up for the fall and winter with Disney World there's really no guarantee it will hit in August. Last year the deal came in September.
POP Century has a tendency to book fast with a
free dining offer; because, it's the best value. The same is true of All Stars. There is a limited supply of packages available with these offers. I somewhat feel even if there is a general offer you have a better chance getting exactly what you want if the Visa offer comes first and you have the card. It's like a head start. This doesn't mean you can't try with a general offer that may come due a few days later from the Visa offer. From what I understand is when a general offer follows more rooms became available for the deal; so, in essence, you have two cracks at the same deal. Those odds are better then not having a Disney Visa card at all.
As far as your AAA reservations I do believe they can just change your reservation to include the discount offer. AAA uses different coding, but they are not excluded form Disney offers, if they become available and you comply with the requirements. Basically, AAA wouldn't get much business if they were excluded from any offers. You can do the same with Disney Travel for a reservation. What you need to be careful about is
travel insurance. If you cancel a reservation then you cancel your travel insurance and you are out those monies. If you sign up for travel insurance later or not at all this won't matter.
Finally, I think you can wait to see what happens. I really don't feel you have to jump the gun, here. We are getting constant reminders lately that the economy still has a long way to go for recovery. I'd be very suprise if Disney doesn't offer more deals that include Visa holders and the general public this year. If they stick with private, random pincodes only through e-mails, etc. then I think many people will be dissappointed, but Disney has the right to run their business the way they choose.
Personally, I'm waiting for that December code myself.