We love our pool! Here in Texas, the swimming season is pretty long, and we never drain the pools.
We have an inground gunite pool with a hot tub. We can heat just the hot tub, just the pool, or the whole thing.
Maintenance is a snap. We have "zero maintenance, zero mess" landscaping in the back yard- nothing that drops leaves into the water or needs much attention. We run the Polaris pool sweeper for a few hours each night (it's on an electronic timer,) and the pump runs for a few hours each day. I'll sweep the pool with a long-handled brush occasionally, mostly after storms or high winds.
Chemicals? We pay about $35 a month to a service who does all of our chemicals. We've never had the water go yucky- it's always sparkling clean.
It is true that you can't expect to make the money spent constructing the pool back when you sell your home, so I guess you have to decide if a $25-$45 thousand dollar investment is something you can stand to lose, and if the fun is worth that much before building an inground pool.