I picked other. We stagger it so we have a newer car and then our old car, so we have either no or only 1 car payment. The problem with having two really old cars at the same time I've found is then you don't have a "long trip" car we feel comfortable with AND you run the risk of having to replace them both simultaneously if they both good bad at once, which is expensive. Our "new" car is 8 years old and paid off, and our "old" car is 20 years old with about 225, 000 miles on it. That will be sold this fall for a slightly used SUV family hauler.