I would have to say that compared to other cards the Disney Rewards card is pretty stingy giving out those rewards. I pay off my card every month but only 1%? There are better cards out there that give better rewards and more options than Disney Chase.
www.hiltonhhonors.com
Hilton HHonors Program has the American Express Card that gives you 5 HHonors reward points for every dollar that you spend. We basically do our entire budget on the card and pay if off every month. This means we basically have a free hotel room stay about every other month. There are so many other options with hotel reservations with Hilton. We have stayed in Tokyo Hilton, Skiing in Utah, Anaheim CA
Disneyland, Orlando... The choices are endless. Since Hilton has literally thousands of hotels under different brand names you can stay at:
Hilton
Hilton Garden Inn
Hampton
Contrad
Double Tree
Homewood Suites
Scandic
and others.
Hilton is a Disney Good Neighboor Hotel and Official Downtown Disney Hotel
They have point strecher options that will allow for reduced points for some hotels. We stayed at the Orlando Airport hampton for like 1/2 the points the night before our flight. In Orlando at walt disney World they have a hotel on Disney Property at Downtown Disney. They use Disney transportation and have a character breakfast in the hotel too. My wife and I stayed 2 years ago and we were given concierge level rooms because we were Gold HHonors members which saved us breakfast every morning. The coolest thing was having Downtown Disney a walk away from us. Since we were on Arizona time and the parks closed at 6 and 7pm we were wide awake at 11 pm. We had all the time in the world to go shopping at DD! We even had early entry privleges since we were on the disney property too. Isn't that cool or what? and it was all FREE! All we did was save up our points etc.
The coolest thing about HHonors is you can get Disney Hopper passes for like 125,000. points through their HHonors Websight! That is basically the entire vacation for free if you have enough points.
They have No Annual Fee
the APR is quite high but I pay it off every month
28+ day grace period for payment
Accepted at CostCo etc.
It is by far the best reward card out there I have found.
Check it out and see if you agree.