Disney Visa Question

[Mad4Mickey]

I was over at the Mousesaver site and I saw that when you use the Disney Visa there is a little catch to the No Interest for 6 mo. thing.
It says that if you charge anything else on your Visa that it kinda makes it impossible for you to get the 6 mo free thing . Has anyone used it yet to pay for a trip ?
Thanks
Wishing all a Tagged night
Mishell

 

[janette]

This is in the small print of almost all CC promotional offers. The exception is a few stores like Best Buy and CompUSA which usually keep offers separate and you can track pay based on the promotion.

Most CC offers work so that the payments are applied to the interest first, than promotional balance, than regular balance. If you have anything on your account besides the promotional balance you will end up paying the regular interest rate on that balance until you pay off your promotional balance.

Discover has started offering 0% interest with the requirement that you make at least 2 purchases each month. Again you'd be paying regular interest on those purchases until the promotional balance is paid.

Almost all credit card offers have fine print that will make a difference. Approach with caution.

They can be a good deal and I've gotten some very good ones. Just have to be careful how you use them.