Disney Visa Deal

[LinK]

Has anyone looked into whether it pays to get the Disney Visa for the Deals they are running. "Kids stay free"

the interest rates seem kinda high but I can't seem to make up my mind.

Thanks

 

[maggiew]

I have a Disney Visa and plan to always pay it off before the interest is charged. I signed up because I believe once the Disney Club expires this December, the Visa may be the only way to get deals. It definitely isn't a card to get if you want to keep a balance on it. There are much better cards with lower interest rates.

Maggie

 

[cyndibelle]

i did the disney visa thing with our visa..not the disney visa...same thing..the only difference is that with the disney card you get 100 disney dollars to use...our card has a much lower interest rate...i will stick with mine..

 

[patsal]

Remember that you pay no interest for 6 months on Disney vacations booked on your Disney card--so if you can divide the full amount by 6 and pay that much each month you'll get the extra perks (100 Disney Dollars) and the 1% back.

 

[mcgrawfan]

I called the Disney Visa and asked if they would lower my interest rate and they did to 7.9%. This works for most major credit cards. Not sure about department store cards.

 

[Charleneluvsdisney]

I am still waiting for a reply from the Disney Visa. I applied online November 16th and have not received a yes or no from them yet. Keep that in mind if you are going to book. I have since booked the trip under a regular Visa and was told I could change the package when I get the card so that I will receive the $100. Unfortunately, I have already lost out on the $200 deposit that was required.

 

[LinK]

How did you get the low interest rate. I called the best they could do was 10%.

Thank you

 

[m.pots]

I used my visa debit card. Worked great and 0% interest! I also have sold $500 worth of stuff on ebay. need $200 more to pay for the hotel and dis passes. WOW!

 

[Tooth Fairy]

We booked the kids stay free package and made the downpayment with the Disney Visa. Were told it's only 0% for 6 months if you have no other charges. Any one else had this issue?

 

[kelma]

We actually got 0% APR for 6 months on all of our purchases made with the card. I think it's what they are offering on their site.

 

[marcyinPA]

We also have the Disney Visa and I believe it is 0% APR for 6 months on all purchases. It's an introductory thing. I've been using mine for everything lately and havne't been charged interest yet.

I don't know if the mail was slow or what, but it did take 10 days for my last payment to get there and be posted....they charged me a $28 late fee...GRRRRR....which I promptly called about and they removed for me. It pays to be a squeaky wheel sometimes!

 

[mal0808]

My DD is currently 9 yearS old. She will be 10 when we go to DW.

What kind of proof of age do they require?

Thanks