Disney VISA Card

[Patches]

We've had our Disney VISA since (I think) 2000/01? We have over $2,000 to pay for our upcoming trip in March.

Still a lot left to pay for- but $2,000 takes a lot off the bill!

 

[Disneynut4ever]

We've had our Disney VISA since (I think) 2000/01? We have over $2,000 to pay for our upcoming trip in March.

Still a lot left to pay for- but $2,000 takes a lot off the bill!

WOW! That's awesome!

 

[Disneynut4ever]

We did the free picture on 12/27/06 and have the picture on our mantel to prove it. It did not seem to be ending, but I didn't ask. You can get one each day if you wish.
Connears

And how do we get one? Do we have to make a "reservation?" Where do we go to obtain our picture?

 

[pezpam]

And how do we get one? Do we have to make a "reservation?" Where do we go to obtain our picture?

There is a small room off to one side in Innoventions. There will be a sign up, but ask a CM since it can be easy to miss. No reservations, just show up with your Disney Visa, show it, and get in line. Not that I've ever seen an actual line beyond one family waiting for the current family to finish. When DD and I went, we had Mickey, Donald, and Pluto and they spent several minutes posing for pictures with us and playing and dancing with DD - with me and the Photopass guy snapping pix the whole time.

I think it was supposed to end in Sept 2006, but people keep reporting that it's still going, so it's well worth checking when you go.

 

[ssnelle]

Thanks for the Disney VISA tip about the picture, I didn't know that. We are going in a few days and have been using our Disney VISA since 2003. It had enough $$$ on it to buy all 5 of us a 10 day park hopper pass and our DDP and an extra $200. It sure does help!

 

[Connears]

The other thing to remember is that you can get one picture a day with your disney visa We only did it once, but I know others have gone multiple days. They do not tell you which characters are in the room so you have to wait and see..it may be the same ones, but who cares if you can have private visit with Mickey and Pluto twice!
Connears

 

[warriorboy648]

Can you explain how the reward work? I amlooking to get a new credit card and was wondering if the Disney Visa would be a good one to get.

 

[Connears]

You accrue rewards $ for your purchases using disney visa. Each month your statement will tell you what you have accrued(charge $1000/month get 10 rewards dollars that month). We use the card for most monthly purchases and pay them off monthly. You can redeem them by transferring them to a disney rewards card (online or by phone)that you can use as a debit card for your disney purchases. Once you redeem them they have an expiration date on the card. You can just leave them in your account or transfer them as you need them. This xmas trip we had $425 dollars that we used for souvenirs and extras. You can use the rewards dollars for resort stay(as I stated before,we paid for 2 nights @poly concierge last xmas), park passes, any food at WDW (except swan/dolphin), merchandise, tours, etc. You can also use them for disney store purchases online or in store. WE use this card and our starwood amex exclusively for the rewards benefits. Both have great programs.

Connears

 

[lucincia]

Can you explain how the reward work? I amlooking to get a new credit card and was wondering if the Disney Visa would be a good one to get.

My credit card saving strategy right now.

This is assuming you pay off your balance at the end of each year.

Get Discover Card. Sign up for the special travel 5% rebate (free online). First $1000.00 travel-related purchase gets 5% back. So you get $50.00 back. Then, switch over to Disney Visa (from Chase) and use it for everything, paying util bills, grocery, gas, etc. Again, make sure you pay off the balance at the end of each month. You get 1% back in Disney Reward which you will see on your monthly balance.

Then, couple months before your trip, request Disney Reward from Chase via their web site or 800# and you will receive a Disney debit/gift card which you can use as a gift card at WDW.

 

[teentoddlermom]

I just answered a survey online about the Disney Visa. I was not shy about giving a very poor review of the rewards and discounts program. I think it is a crummy card but I keep it and use it to get the measley amount of rewards and so called discounts they offer. I have been very disappointed with the BankOne/Chase Disney Visa.

 

[Connears]

I disagree with previous post. If you only use the card a little, then your rewards are "measley". If you use it as a primary card as we do, the rewards can be very substantial, especially if you vacation at WDW as often as we do (1-2 times each year). We have averaged accruing 1600 rewards dollars for each of the past two years. That has paid for park tickets, resort rooms and alot of meals and sounvenirs. We are dvc members and are not activley looking for room discount so we are satisfied with the rewards dollars and the occasional extra like the disney character meet & greet and picture. Just my opinion.
Connears

 

[planning06]

The problem is that I can get 1% CASH BACK with many other cards. With the Disney Visa, I have to spend my rewards on something Disney. Not a huge problem for most people here, but I would rather the flexibility of cash back. Since I'm planning yet another WDW trip, I'm using my Disney Visa again.

I really miss the movie tickets. That was my favorite promotion. For those who missed it, about once a month Disney Visa card holders in certain cities (there were a lot of cities) were able to request free movie passes for an upcoming Disney Movie. If you requested it the first day you could generally get 4 free movie tickets the for the opening weekend. They stopped doing that about a year ago in the fall.

 

[Disneyhappy]

Compared with other reward programs out there, Disney Visa, is one of the worst but it has appeal for us Disney enthusiasts and offers a simple way to save some money for Disney vacations. The special offerings are limited or non-existant anymore. I have one but I hardly use it anymore. I have cards that offer 5% rewards versus 1%. Hopefully, they are reviewing their program and will make some improvements.

 

[beth_cam]

I disagree with previous post. If you only use the card a little, then your rewards are "measley". If you use it as a primary card as we do, the rewards can be very substantial, especially if you vacation at WDW as often as we do (1-2 times each year). We have averaged accruing 1600 rewards dollars for each of the past two years. That has paid for park tickets, resort rooms and alot of meals and sounvenirs. We are dvc members and are not activley looking for room discount so we are satisfied with the rewards dollars and the occasional extra like the disney character meet & greet and picture. Just my opinion.
Connears

Advertising lists a yearly max of 750.

Compared with other reward programs out there, Disney Visa, is one of the worst but it has appeal for us Disney enthusiasts and offers a simple way to save some money for Disney vacations. The special offerings are limited or non-existant anymore. I have one but I hardly use it anymore. I have cards that offer 5% rewards versus 1%. Hopefully, they are reviewing their program and will make some improvements.

I have one with a 5% rebate but the yearly max is like 300. And it is only 5% on certain things - gas and groceries. what we have done in the past is use that one till we hit the 300 for gas and groceries only then return to the disney for everything. Between Our may 05 and feb 06 trips we earned the 300 on that card and 150 on the Disney card. We never got back to using the other card (my hubbs has mental issues with using a citibank card) but so far in the last 11 months, we have earned $400 Disney rewards. We put about everything we can on it...I almost never use cash or checks unless I have no choice.

 

[teentoddlermom]

The poster who got 1600 in reward dollars must be charging multiple tens of thousands of dollars on this card to get that much. We use it for all our expenses including our yearly disney trips, and my husband puts all his business travel on it....expensive international travel, and we never accumulate more than $200 a year in rewards. I don't even think they should call it a rewards program, the offerings are so chintzy.

 

[lucincia]

The poster who got 1600 in reward dollars must be charging multiple tens of thousands of dollars on this card to get that much. We use it for all our expenses including our yearly disney trips, and my husband puts all his business travel on it....expensive international travel, and we never accumulate more than $200 a year in rewards. I don't even think they should call it a rewards program, the offerings are so chintzy.

$200 a year comes to $16.67 per month and multiply that by 1000, you're charging on average $1667 per month on the card. That's about avg, if you take into account avg monthly grocery bills, utility bills (if you can use credit card for those payments) and other miscellaneous.

We get on average 20-25 reward points per month, nothing like the 1600 that poster said. They must be buying a lot of stuff

 

[beth_cam]

about the 1600 a month...as i said the max allowed is 750. this is what it was when I signed up way back when, what I have seen advertised many times since and what It says now in the advertisements for it. The following is quoted straight from chase...

Subject to credit approval. You will earn one (1) Disney Dream Reward DollarSM for every one hundred (100) dollars in net purchases, up to a maximum of 750 Disney Dream Reward DollarsSM on $75,000 in net purchases in a calendar year.

 

[LorieR]

The poster who got 1600 in reward dollars must be charging multiple tens of thousands of dollars on this card to get that much. We use it for all our expenses including our yearly disney trips, and my husband puts all his business travel on it....expensive international travel, and we never accumulate more than $200 a year in rewards. I don't even think they should call it a rewards program, the offerings are so chintzy.

DH and I use it for household purchases, car and homeowner's insurance, cable bill, cell phone bill, and just about anything else we can. Like a previous poster, we use another card for grocery store, drug store, and gas station purchases until we hit the $300 limit per year when we go back to putting everything on Visa. We have been averaging somewhere around $270 or so for the past three years, which we have used at WDW for food, souvenirs, etc. If you use it for everything and pay it off every month and go to WDW often then I think it is worth it, at least for us it is!!

 

[KristiKelly]

I have had this card for about 3 years. The rewards aren't that great but will usually get us a meal for each trip.

Anyway, I had a 0 balance on my card until last week. We purchased a new tv, we charged ~$3800 but when I check my rewards, I only have 24. I used the card some over Christmas so I should have at least 38 points plus I spent about $1200 over Christmas. Shouldn't I have about 50 points? Do they not apply the points when they apply charges? I've never paid any attention to this until just now. Anybody know??

 

[LorieR]

I have had this card for about 3 years. The rewards aren't that great but will usually get us a meal for each trip.

Anyway, I had a 0 balance on my card until last week. We purchased a new tv, we charged ~$3800 but when I check my rewards, I only have 24. I used the card some over Christmas so I should have at least 38 points plus I spent about $1200 over Christmas. Shouldn't I have about 50 points? Do they not apply the points when they apply charges? I've never paid any attention to this until just now. Anybody know??

Have you received your bill WITH the TV purchase on it yet? The rewards do not show up until after you get billed. My closing date is at the end of the month (the 27th I believe) and the bill/statement does not show up online until around the 2nd of the month and that is when I can see my new reward total.