I use DVA solely as a way to consolidate $50 gift cards I purchase at Target with my Red Card, saving 5%. I have been fairly suspicious of its worth and only put cards in the account that I knew I could have refunded and use on future trips.
A couple of things to keep in mind. DVA is very heavily oriented to Disneyworld and to those that book "packages". I have my first (and likely only) trip to WDW planned for November. We are multiple time per year visitors and AP holders at DL.
I tried to use it at
Disneyland with very limited success. I was able to purchase tickets/AP over the phone (though I had to educate CM to enter DVA number as GC, and I wouldn't be surprised if other CM's were not willing) and for hard ticketed dessert parties.
I have not been able to use it for hotel rooms or any purchases charged to the room at DL hotels (tried both Grand Cal and Disneyland Hotel on separate visits). Even though the paperwork says you can use it for room only charges at DL, there was an exclusion because I was getting an Annual Passholder rate (seemed completely silly, even to the CM's at the hotel). They did a lot of calling on my behalf and gave us two super front of the line passes to any ride, because of the delay, which was much appreciated. They told me that DVA the is a WD Travel Company program, which appears to be its own kingdom,and does not to cross paths with other areas (I booked my AP rate through them, but apparently it doesn't qualify as one of their transactions). Again, it is heavily weighted towards WDW Packages, even though there are a few ways you can use it differently.
It is unclear to me whether or not you have to wait until the 120 day mark to actually spend the funds, in order to get the bonus gift card, so I am waiting until the end of the month to try to pay off my room only reservation at WDW for Nov. I won 4 nights in a Disney sweepstakes but added an additional three nights at the GF, so have over $1k to pay off. My guess is that they are going to tell me that I can't use it because of the reservation type being asssociated with the sweepstakes win. If so, I am completely finished with DVA and will request a refund to my GC's and close the account. I purposely have not added to it, until I see if I can use it for my trip.
It is a shame that there are so many limits, as it is a great vehicle to combine GC's. Instead, their front desk and restaurant CMs are stuck entering multiple GC's. Sometimes Disney makes it so hard to give them money.