Before buying into DVC, you may want to rent DVC points from a member and stay at a couple different resorts before making your final decision. That way you would get an idea of what it is like to stay there. As one of the previous posters said, I would buy through Disney. While you are on your next vacation, go to one of the DVC kiosks and ask if you can book an info tour. I didn't have a vehicle w/ me, and they sent 2 really friendly older gentlemen to pick me up the day I had my appointment at SSR. You go for a tour of the resort, and get a non-pressure sales presentation. My guide was great. She either had the answers to all my questions or found them out quickly and returned my calls. You can have the yearly dues automatically taken out of your checking account each month. They will divide the dues into 12 monthly payments. I don't even have to think about it. Your sales guide will also be able to reccomend how many points you should purchase by the number of days you would normally stay on a vacation, the size of party you would be travelling with, and how often you plan on returning to Disney. You want to purchase your points at the "Home Resort" you plan on staying at the most often. As a previous poster stated, you get to book at the 11 month timeframe at your home resort while only at the 7 month timeframe at the other resorts. At 7 months, alot of the most popular rooms (i.e. studios and 1-br's) may be booked. When booking at the 7 month timeframe, you always want to have a second and third option in case you can't get your first choice. Member services is very helpful. I have found them doing everything possible to help out. To decide where you want to buy into as your home resort, you need to figure out which of the parks is your family's favorite. Where do you like to spend the most time? If you are always going to MK, then I would purchase at VWL. If you like going to MGM or Epcot, then BWV or BCV would be my choice. If you love DAK, then the soon to open Animal Kingdom Villas would be my choice. It is going to be an amazing resort. When I purchased my DVC last year, Disney was offering a special where you got the current year's points and also the points for the previous year. I don't know if they are still doing that, but if so, that is a huge bonus. If they are not offering it, I would still ask if you could get that deal, or if they will be offering it again in the near future. I also asked strangers that I met on the trip who had DVC how they liked it. Everyone who has it loves it. It's a great way to be able to go on a deluxe vacation. Good luck! Ed