I just received an offer for a Disney Rewards VISA with no annual fee. I really don't need another credit card but it states that I'll get 200 Disney Rewards that can be redeemed for a $200 Disney Gift Card after the first use of the card. This sounds too good to be true. (1) Has anyone else done this...and are there any catches. (2) I saw last year there were special "room only" discounts for card holders. Does anyone know if these discounts are better than those for the general public or annual passholders?
