Disney Gift Cards at Target

[my*gracie*girl]

What we had to watch for was the Red Card limit. They are notoriously low and we hit our limit once when we still needed some more a few days before our trip. We paid off the card early but the system takes a few days to process payments before freeing up your credit line again.

My Red Card is just a debit card. It may have a debit/day limit, but I haven't paid attention. You do not have to apply for the Target credit card to get the 5%. My card just links to my bank account and debits that way.

 

[DharmaLou]

You can't use them at non-Disney businesses in DTD (i.e. restaurants, etc). Like someone else said, as long as places in DLR and DCA take credit cards, they can take gift cards.

 

[Disney Dider]

My Red Card is just a debit card. It may have a debit/day limit, but I haven't paid attention. You do not have to apply for the Target credit card to get the 5%. My card just links to my bank account and debits that way.

So with yours being a debit card you still get the 5% off???

 

[my*gracie*girl]

So with yours being a debit card you still get the 5% off???

Yes! In store and online. I said "no" automatically for years and then one quick cashier managed to get the debit card part out before I said it and I am soooo grateful. 5% isn't a ginormous savings, but it does add up on Target purchases during the year. There may be better promos with the actual credit card, but this works fine for me. It is literally just a debit card....linked to my bank, so there is that security risk and it was a pain when Target had those security breaches, but a lot of people's regular debit cards were compromised also. I highly recommend it!

Edited to add: You also get free shipping with no minimum purchase online if you use your red card to pay. That perk alone is reason enough to get one, in my opinion!

 

[disneyfirsttimer18]

I actually have both the credit and debit redcards. The perks are the same as far as I know. I got my credit card long before I knew they had the debit card.

I prefer to use my credit card to buy gift cards as my bank account has a pretty low daily limit. Have had to deal with too many data breaches over the years, I would prefer to only have to recoup $800 rather than potentially thousands.

 

[Lolly&Rue]

I just bought several hundred dollars worth of gift cards at Target with my red card, my local Target only has $50 gift cards but if you order them on Target.com they have $100 ones. I bought my package through Costco and I am able to pay my balance with Disney gift cards.

 

[LisaT91403]

There are certain shops where you can't use gift cards. The magic shop and the crystal shop are two that I know of off the top of my head.

There are a lot of threads about getting discounted gift cards. Many people first buy Target gift cards on a site such as Cardpool or Raise, then use those Target gift cards to buy Disney gift cards on Target.com. Without much effort, you get about 11% off. Once I get the Disney gift cards, I combine them as suggested above.

I pretty much just use gift cards when I'm in the park. Every time I buy something, I think "I just saved 11%!". And if I'm somewhere where there is an AP discount, I get 10% off...then pay with my gift card...so I'm up to 20% off on food, souvenirs, etc. Not bad, right?

 

[disneyfirsttimer18]

I just bought several hundred dollars worth of gift cards at Target with my red card, my local Target only has $50 gift cards but if you order them on Target.com they have $100 ones. I bought my package through Costco and I am able to pay my balance with Disney gift cards.

This is awesome. The closest Target to me is a 40 minute drive, one way. I looked a couple months ago and the Disney gift cards were unavailable online.

There are certain shops where you can't use gift cards. The magic shop and the crystal shop are two that I know of off the top of my head.

There are a lot of threads about getting discounted gift cards. Many people first buy Target gift cards on a site such as Cardpool or Raise, then use those Target gift cards to buy Disney gift cards on Target.com. Without much effort, you get about 11% off. Once I get the Disney gift cards, I combine them as suggested above.

I pretty much just use gift cards when I'm in the park. Every time I buy something, I think "I just saved 11%!". And if I'm somewhere where there is an AP discount, I get 10% off...then pay with my gift card...so I'm up to 20% off on food, souvenirs, etc. Not bad, right?

I have got to look into that! I am always looking for easy ways to save money on things I'm going to buy or pay for anyway. Thanks.

 

[Turk February]

Buying Target cards through Cardpool and Raise and then buying Disney cards at Target is an amazing way to save 8-15% (depending on the current Cardpool/Raise deal).

To take that even further you can use a Disney Vacation Account to pay for DL or WDW vacation packages, so you can save 8-15% off your ENTIRE cost (hotel, tickets, flights if purchased through Disney). Plus for every $1000 you SPEND through your Disney Vacation Acount (not deposit, SPEND) they will give you a $20 Disney gift card.

It's really a significant savings when spending thousands on a trip. I anticipate my DL trip in August to cost about $2800 so I'll save roughly $280 just by adding a few steps to my process.

Anyone interested in this should check out the Gift Card thread on the Budget Board.

 

[GenGen22]

Buying Target cards through Cardpool and Raise and then buying Disney cards at Target is an amazing way to save 8-15% (depending on the current Cardpool/Raise deal).

To take that even further you can use a Disney Vacation Account to pay for DL or WDW vacation packages, so you can save 8-15% off your ENTIRE cost (hotel, tickets, flights if purchased through Disney). Plus for every $1000 you SPEND through your Disney Vacation Acount (not deposit, SPEND) they will give you a $20 Disney gift card.

It's really a significant savings when spending thousands on a trip. I anticipate my DL trip in August to cost about $2800 so I'll save roughly $280 just by adding a few steps to my process.

Anyone interested in this should check out the Gift Card thread on the Budget Board.

I'm not a big fan of raise.com. I bought an ihop card from them last summer and we used 1/2 of the card and when I went back to use the other 1/2 of the card ihop told me I used the entire card in 2 transactions so, I lost $25 and I can't do anything as there's no proof I didn't use it. I was very disappointed as I was saving $10. I won't do this again as it was a ripoff.

 

[Kkb0517]

I'm not a big fan of raise.com. I bought an ihop card from them last summer and we used 1/2 of the card and when I went back to use the other 1/2 of the card ihop told me I used the entire card in 2 transactions so, I lost $25 and I can't do anything as there's no proof I didn't use it. I was very disappointed as I was saving $10. I won't do this again as it was a ripoff.

In my experience, raise is usually good about refunding money if you contact them, just FYI.

 

[GenGen22]

In my experience, raise is usually good about refunding money if you contact them, just FYI.

Good to know. The thing is, initially the gift cert worked right away. I waited to use the rest of the gift cert maybe 6 months later and when I went online to see how much my balance was & it was zero balance that's when I called & they told me I used the balance at that same location but I didn't as we only went one time. So, since it's been awhile I figured it was too late.

 

[My3Princez]

Good to know. The thing is, initially the gift cert worked right away. I waited to use the rest of the gift cert maybe 6 months later and when I went online to see how much my balance was & it was zero balance that's when I called & they told me I used the balance at that same location but I didn't as we only went one time. So, since it's been awhile I figured it was too late.

Raise guarantees their cards for 100 days from purchase, so if it was 6 months later, it probably is too late. Best to buy Raise cards you intend to use quickly.

 

[GenGen22]

Raise guarantees their cards for 100 days from purchase, so if it was 6 months later, it probably is too late. Best to buy Raise cards you intend to use quickly.

This is good to know and as I thought it is my loss. I guess if I was planning to use it with in the 100 days it might be a good idea. I was planning to use it on this trip but others in our party wanted to go elsewhere so, plans changed. I know better in case I do this again next time.

 

[starshine514]

We are planning to buy quite a few gift cards for our trip. We have a few months to get the cards, but I am curious if there is a daily limit to how many you can purchase. Anyone know? TIA.

I purchased 30 - $100 cards last night. It kicked it back, twice. I figured I must have hit my Target credit limit. So (not knowing my limit), I had her ring up $2000 on my red card and the rest on my sister's red card. It worked, but we somehow ended up losing $5 of discount. $2855 instead of $2850... I'm still scratching my head on that one...