Disney Chase Visa Premeire Card Question

[Tickla]

I applied for the card and got the "Further processing required" message 2 weeks ago...today I received a letter wanting me to call a number to verify information, and when I do that they will continue processing the application. Has anyone also received this and gone on to be approved for the card or is this a slow way of being denied?

 

[KTrain15]

Maybe not. Considering all the identity theft going on lately.

 

[Flynnismine]

When I applied for mine online, several years ago, it was a quick process and I received my card # immediately and my actual card in about 10 days. Granted this was prior to the economy tanking so I think all credit card companies now a days are looking at credit reports more closely thus the turn around time for the approval process is slower. Maybe give them a call and see what's up.

 

[Hammill9508]

Applied for ours three months ago, got the card # immediately.

 

[Tickla]

It says to call Monday-Friday, so I have to wait a couple of days. I was just wondering if anyone else has experienced it...it's hard to have to wait and wonder

 

[yooperfan]

Sounds suspect. I would call the card company at the number on the ap (not the # from the correspondence you received) and ask if it was them that requested it.

 

[butterfly71076]

I applied for the card and got the "Further processing required" message 2 weeks ago...today I received a letter wanting me to call a number to verify information, and when I do that they will continue processing the application. Has anyone also received this and gone on to be approved for the card or is this a slow way of being denied?

When I applied, we got the "further processing required" message too. I thought that was a certain denial, but 2 weeks later the card showed up in the mail. I never received a letter asking me to call. I agree with pp, call the number on the site, not the number on the letter. Good luck!

 

[Cinderelli]

We applied on 2/5. We just got a large envelope in the mail Thursday (2/19) congratulating us on our new premier card, saying how much we will enjoy the new Premier card and what benefits to expect. However, we still haven't received the cards. I guess I will be calling them tomorrow.

 

[klmrph]

That's better than getting a denial, just means they want to verify things with you. You will probably get approved once you call. If the letter came directly from Chase, I wouldn't worry about it being suspect.

 

[shinners]

I rec'd the same message after applying, called the number and they approved me after a couple more questions. Took less than 5 minutes. I haven't gotten my card yet but this was just a few days ago so not enough time to have come in the mail yet anyways.

 

[Tickla]

Thanks for all the replies- I feel better about it now. I will call Monday and see what they need.

 

[john516]

It happens sometime when I apply with Chase. It's usually no big deal. If you already have Chase cards, they might ask why you need this one as well.

 

[mchelle77]

My husband said that this probably means your credit is "fair" and they want some further info. He said if companies see you have a good credit score (like 720 or higher) then they don't question what you put in for income, you've proven your credit-worthiness via credit score. But if it's borderline, then they may just need to verify more info before issuing it. He said most likely you'll get it though.

 

[tinkerbella16]

That is strange. When I applied for my Disney Premier Visa, I was approved almost immediately and had the card in a little over a week. Not really sure what's going on.