Question 1: If I book and pay for a trip now for nov. 2011 and I have to back out before the trip would I get back the whole amount minus the deposit or would I also get the deposit back if I cancel well ahead of time. Not that I want to cancel the trip but I am job hunting and if I start a new job by then I would not want to take vacation time so soon.
Question 2: If I book a trip now and find out that I get a pin discount or disney runs a discount promotion for the time of my vacation would I be able to take advantage of the discount or would I just be out of luck?
Thanks! This board is great for information and it is fun planning.

to the Dis.
If booking a package, you pay a $200 deposit. The balance is due 45 days prior to arrival. You can make any changes or cancel up to that 45 day mark with out any penalty and the deposit is returned. (If you purchase
trip insurance that is non-refundable). After the 45 day mark you can make changes to dates, upgrade resorts etc. If the total package price increases Disney will typically wave any fees. If the package price decreases you will pay a penalty.
Mousesavers.com sums it up nicely.
Rules for Vacation Packages
When booking a vacation package through WDTC, you will be subject to the following rules:
You must pay a $200 deposit within 7 days of reserving your package. (Except when booking online at DisneyWorld.com, in which case the deposit is required at time of booking.)
Final payment of the entire remainder is due 45 days prior to check-in. You have to pay in full right away if you are booking less than 45 days in advance.
You can change or cancel your reservation without penalty up until 45 days in advance. From 7 to 44 days in advance, there is a cancellation fee of $100. If you cancel 6 days or less in advance, you pay a $200 penalty.
Any changes that result in a rate change, such as applying a discount code, reducing number of days and/or changing to a differently-priced resort, made 45 days or less prior to arrival, are subject to a $50 fee.
Beware - WDTC usually adds nonrefundable
travel insurance to your package by default. If you don't want it, tell them while you are making the reservation. Once you hang up, it's too late. You can add the insurance later if you wish, up until your final payment is due. You can also buy travel insurance directly and usually save some money that way.
Airfare added to your reservation is also nonrefundable. It's hardly ever a good deal, either. I strongly advise booking airfare separately. Visit the Airfares page for hints on how to save on airfare!