Direct v. Resale Opinions

[DisneyDotts]

Hey Friends.

So I literally sold my DVC contract 2 months ago and already regret the decision. Back to the market I go....

when I initially bought in, it was resale before the most current restrictions at $105 or less a point. I just put in an offer at $122 for 150. I didn’t realize that going direct (I’m wanting SSR) is only $165 a point. Granted I would lose 25pts and about 1500 if I go direct but I can always add on, and I wouldn’t have any restrictions like before.

Just wondering what everyone’s thoughts are since the prices are pretty close for SSR resale v. Direct.
Thanks!
Dot

 

[RoseGold]

The benefits are useless to me, so I would not spend an extra 6-7K to get a soda at Epcot. I do not consider those prices to be close.

I have no interest in RIV. If a "future resort" shows up it will be likely be many, many years from now. I'm sure Disney will be happy to take my money then, if I am interested in that resort.

 

[DisneyDotts]

The benefits are useless to me, so I would not spend an extra 6-7K to get a soda at Epcot. I do not consider those prices to be close.

I have no interest in RIV. If a "future resort" shows up it will be likely be many, many years from now. I'm sure Disney will be happy to take my money then, if I am interested in that resort.

So I relooked at the incentives at if I get 150

The benefits are useless to me, so I would not spend an extra 6-7K to get a soda at Epcot. I do not consider those prices to be close.

I have no interest in RIV. If a "future resort" shows up it will be likely be many, many years from now. I'm sure Disney will be happy to take my money then, if I am interested in that resort.

Hey RoseGold,
So that was what I was initially thinking but now going up to 150pts at direct it’s actually less then a 3k difference with the incentives. The gap used to be a lot larger. That’s why it makes it so difficult to decide for me. I mean I know you never know what can happen in the future but this is the closest between direct vs resale price I’ve seen in a while.
Thx

 

[RoseGold]

You have to decide for yourself if it's worth the 3K. To me, buying resale gives me peace of mind because I know I can sell with minimal loss at any time. I could even sell my resale and buy whatever new resort, if I wanted to.

Maybe that doesn't matter to you and you really want to book at RIV.

 

[Lorana]

Hey Friends.

So I literally sold my DVC contract 2 months ago and already regret the decision. Back to the market I go....

when I initially bought in, it was resale before the most current restrictions at $105 or less a point. I just put in an offer at $122 for 150. I didn’t realize that going direct (I’m wanting SSR) is only $165 a point. Granted I would lose 25pts and about 1500 if I go direct but I can always add on, and I wouldn’t have any restrictions like before.

Just wondering what everyone’s thoughts are since the prices are pretty close for SSR resale v. Direct.
Thanks!
Dot

The biggest reason for going direct is to take advantage of the direct benefits. Will you use the Gold Pass? Ticket discounts for water parks, or special events like MNSSHP or MVMCP? Dining and shopping discounts? And will those make up the difference? Do you want the option of using points for cruises, or adventures by disney, or concierge collection (even if those aren't the best use of points)? Likewise, if you are planning on holding for a long time, do you want Riviera and all future resorts? Unrestricted points, especially if you are planning on holding for a long time, are nice! If any of this is so, direct makes absolute sense to do.

 

[DisneyDotts]

You have to decide for yourself if it's worth the 3K. To me, buying resale gives me peace of mind because I know I can sell with minimal loss at any time. I could even sell my resale and buy whatever new resort, if I wanted to.

Maybe that doesn't matter to you and you really want to book at RIV.

Yep true!

The biggest reason for going direct is to take advantage of the direct benefits. Will you use the Gold Pass? Ticket discounts for water parks, or special events like MNSSHP or MVMCP? Dining and shopping discounts? And will those make up the difference? Do you want the option of using points for cruises, or adventures by disney, or concierge collection (even if those aren't the best use of points)? Likewise, if you are planning on holding for a long time, do you want Riviera and all future resorts? Unrestricted points, especially if you are planning on holding for a long time, are nice! If any of this is so, direct makes absolute sense to do.

Hey Lorana,
As far as the perks I don’t necessarily need them but the option to have them is nice. When I initially bought in it was before the RIV restrictions. So I was able to use my points at all of the resorts. That’s one of the main reasons I’m thinking of direct soley to stay at any new resort they come out with. Also with the 150pts that I’m looking at resale vs direct with the incentives the price per point is super close. I know both resale and direct will only go up. As far as holding onto the contract, yep I will definitely hold onto it long term. I should have done that with my initial contract, but I thought the world wasn’t going to open up for a few more years. I have no idea why I thought that....
Just got to decide what’s worth it. It’s just hard when the pricing is so close. Oh and to add we can vacay pretty much anytime year round so that’s another reason why I’m thinking direct, we could get lucky and get MLM (if they have it ever again) or the festival discounts which I love from 2 years ago.

 

[Sunnyore]

For me I really wanted unrestricted points so I pretty much immediately bought direct points after my first resale contract. I also got to buy the gold AP pass so I saved some money there. I don’t think I will ever catch up the “savings” if I had gone all resale but this was an emotional decision to have direct points and so far no regrets. If you’re strictly looking at SSR, the resale prices are getting too close that if I was buying more, I’ll probably still get more direct myself.

 

[Sandisw]

Two benefits are the blue card benefits and not having restricted points for RIV, DLH and any future resorts.

If any of those matter in anyway, I think it’s worth going direct. For me, $3K is close enough to go that route.

I bought resale last year and regret it. RIV, along with VGF, are my top choice so having restricted points just does not work for us.

 

[dvc lover 1970]

Given how close resale SSR prices are to direct, buy direct. I agree with Sandisw-the price difference is close enough. I would buy the 125 direct and look for all resale add-ons in the future, unless you want RIV or a new resort

 

[RanDIZ]

Yes the price difference is close enough. Honestly though, as far as future resorts go, there’s 14 to choose from now until 2042. By then, at the pace Disney is moving on new DVC, I would guess you would see 3 more at most in that time. So if future resorts is a factor, I don’t think that would come into play so much. And the fact of how hard it would be to get one at 7 month mark should also be in the back of your mind.

 

[Bjaiken77]

If it were me, I’d buy direct. I can almost calculate how much going resale vs direct is worth to me now. What I can’t calculate is what may (or may not) come along in the future. I admit that I have fomo, and it drives me crazy if there was something awesome i was excluded from. But that’s just me.

 

[fixerupper]

I am in the boat with you. I have resale AKV. I intentionally didn't buy "enough" so that we could have a manageable total price and consider a second home resort in the future. Now, I am working on my husband to get more points. I agree that the prices right now make it hard to not to justify going direct ssr/okw. I want to jump on the opportunity. First, I don't trust DVC not to pull more shenanigans, and second, I bet anything those direct prices are gonna jump soon. (And third, FOMO LOL).

 

[DisneyDotts]

Hey Fixerupper,

Yep I agree. I think the prices may jump direct right before the “new” studio units at VGF go on the market. I think that’s what they did with RIV if I’m remembering right. And the resale prices keep going up. Lol

 

[BayGirl22]

I'd go direct for that difference, and I did it for a bigger difference a few months ago. If you have the cash it's a one time up front cost.
Besides the reasons above its just SO MUCH EASIER to buy direct. With my direct I had points in my account that day, plus used my credit card and got points that will equate to flights for 4 of us for our next trip.
My resale is still in process 2 months later and frankly just a PITA with paperwork and wiring funds and unknown waiting. I'd pay $3k to avoid the hassle and unpredictability.

 

[npatellye]

We thought about resale and even signed a contract but ended up rescinding it. It wasn’t worth the wait and worry about it being taken (and it totally would have been at what we had agreed upon for per point cost). We decided that the few thousand it would save us by adding on resale wasn’t worth the hassle of ROFR and restricted points.

 

[ldo]

For akv, I’d likely still do resale. $125 vs $186(-$8 incentive) for 180 points is still about $10k saved.
for okw/ssr direct is more appealing.

 

[cbyrne1174]

For akv, I’d likely still do resale. $125 vs $186(-$8 incentive) for 180 points is still about $10k saved.
for okw/ssr direct is more appealing.

I was looking at that too for 50 SSR points. The retail price is only $15 more per point for 50 points than SSR resale and they have no restrictions and count towards a blue card. You are allowed to buy 50 points SSR direct and can add on in increments of 25 points, making them easier to liquidate if your financial situation changes. You could start by buying 50 points, then add on 50, then 25 until you're at the 125 point minimum. You will have a high closing cost doing it that way, but the resale value would be a lot higher. If I were to ever do that, I'd probably buy 50 points at SSR, then add on another 50 points at SSR and 25 points at AKV (for access to the value rooms).

 

[DonMacGregor]

I was looking at that too for 50 SSR points. The retail price is only $15 more per point for 50 points than SSR resale and they have no restrictions and count towards a blue card. You are allowed to buy 50 points SSR direct and can add on in increments of 25 points, making them easier to liquidate if your financial situation changes. You could start by buying 50 points, then add on 50, then 25 until you're at the 125 point minimum. You will have a high closing cost doing it that way, but the resale value would be a lot higher. If I were to ever do that, I'd probably buy 50 points at SSR, then add on another 50 points at SSR and 25 points at AKV (for access to the value rooms).

Think this is the route I’m going to take. Build up a few small direct contracts.

 

[sethschroeder]

For me when I bought direct it came down to price. I was able to get RIV at $155/point direct.

In the end my total cost wasn't going to be much different if I bought that or another resort resale.

I was also interested in the AP discount long term.

If I had to pay a bunch different I might have changed my mind.

 

[DaveH28]

I’ve been on the fence all week about buying direct OKW instead of another resale contract. I had never really considered resale because the price gap was so large. But the incentives make it tempting.
I will mention one additional thing about buying direct that I don’t believe was mentioned here… are you in a hurry for the points? If you are, the direct purchase is basically instant gratification. It was a small consideration for me because right now I’m out of points and want to book a stay in august.
I ended up moving forward with a resale contract (which i hope I get) because I don’t need blue card perks and I am able to get more points for the same money and that’s really what’s important, now isn’t it?