We're really not into dining plans....don't care for the ADR's and TS meals...scheduling meals 180 days out doesn't work for us and the plans don't save us anything....
I looked into the TIW card....won't get any return back on card purchase until you eat up $375.00 of food.....then you get your, I believe 20% off,....again I couldn't see us eating that much...not into TS restaurants...but thought we would use it on consecutive trips....but opted out on the card...
Might work for some, but the places it can be used....didn't pan out and didn't want to run our vacation by the places that accepted the TIW card...