Great pages everyone.
I find it easiest to group kits by Site and Designer as well, MUCH easier when creditting your layouts. I used to have mine by types of elements but found it took longer to find things and to credit things that it wasn't worth it that way.
There is a program called ACDSee Photo Manager that is a database for your images, works great for scrapbook files. You have to set it up, so when you are beginning, like now, would be the best time, before you have a million files. You do have to plug in your filters on each file, but you can do several tags on each one.
And thanks for asking Kelly, I am feeling much better, only left with a huge 6-7 inch scar!