Details About Travel Insurance?

Girls Scout Leader

<font color="red">Brave And Fearless Leader Willin
Joined
Nov 10, 2001
Some of the adult chaperones for our trip are looking for a little more details than Disney's web site gives about travel insurance. Can you tell me exactally what instances can it be used? Good? Bad?
 
I'm not sure if this is any more than what is on DCL's website, but here is the info I have, plus a number you can call if you want more details.

The Plan is a combination of travel insurance benefits and emergency hotline services created and provided by World Access Service Corporation. Below is a brief summary of what is included.

Trip Cancellation/Interruption Protection* for any non-refundable fees if your clients must cancel or interrupt their trip due to a covered medical condition or other specified cause.

Travel Delay Protection* for reasonable, additional traveling expenses incurred up to $500 due to a covered travel delay.

Emergency Medical/Dental Benefits* if your clients suffer a covered accidental injury or illness while on their trip. They will be reimbursed up to $10,000 for covered emergency medical and dental expenses.

Emergency Medical Transportation to the nearest appropriate medical facility due to a covered illness or injury incurred by them for up to $30,000.

Baggage Coverage* and Delay Protection* for a covered loss, theft, or damage to personal effects up to $3,000. For baggage delays of more than 24 hours, the Plan provides reimbursement up to $500 for the purchase of essential items.

Emergency Assistance with a world-wide 24-hour hotline for help with travel-related problems such as lost travel documents and emergency cash transfers.

Pre-Existing Condition exclusions and other exclusions, limitations and restrictions apply. For a full description, detailing the limits, terms, conditions and exclusions of the Plan, and what to do in the event of an emergency, please refer to the Description of Coverage that is included with travel documents. If you have questions you may call World Access Service Corporation directly at 1-800-573-5665.

*Insurance coverages underwritten by BCS Insurance Company

Hope that helps a little. :)
 
You can also purchase coverage equally as good through an independant company for MUCH less. I used CSA Travel Protection. Look at insuremytrip.com for quotes from a number of agencies and compare their coverages.
 
I learned while making comparisons that age is a big factor in cost. It was cheaper to go with Disney's Insurance than another companies because of my Mom's age - (74). She's healthier than I am but statistically age = illness/disability. She's just one incredibly healthy woman! (Guess that comes from having a daughter like me! HAHAHAHHA!)

Rae
 


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