not to entice you to spend but if you are inclined to keep some of this streaming stuff and want to save some $$-we recently looked at all of our subscriptions and cancelled some to do a Disney+/Hulu/Max bundle. the three together (with ads) runs $19.99 BUT if you have an American Express card there's an offer where if the subscription autopays from the card you get a $7 per month credit back each month from American Express so it lowers the cost (esp. from individual subscriptions) considerably.
it's SO HARD and I get it from both standpoints. as a soon to be 'official' senior citizen I understand not wanting to let go of some aspects of control (esp. financial) but as someone retired from dshs and seeing how much MORE creative scamming has gotten combined with how confusing and complicated some day to day let alone annual process have become it's just ripe for elder financial abuse
one resource that can provide some guidance that I highly recommend for advice/resources is your local ombudsman.idea?suggestion? i'm the legal guardian of my disabled adult son but that doesn't include his financials (it's a GOD AWFUL complicated process/reporting requirement in our state and since his only income is SSDI we did'nt pursue it). I still handle his bills and such but he wants (needs and deserves) some financial autonomy so to ensure his bills are covered and to protect against overspending/financial abuse what we've done is-
his income goes into a bank account that has no debit card associated with it and it's set up to auto pay his regular bills. it's also set up to auto transfer to a separate account (that he DOES have a debit card for) his monthly budget amount that he can reasonably spend without messing up his budget. we purposely set up this account so it's not eligible for overdraft so he can't overspend and have it pulled from the account that needs to cover his bills.
there's also the method we used with our oldest in college-we got a single VERY LOW limit credit card in our name with the kiddo as the authorized user (so no ability for authorized user to change the credit limit)-low as in what the monthly budget was maxed at. kiddo could keep track of spending
or call the 800 number and find out what the current balance was but when it maxed out in a given month that was it on spending for non emergent (and in that case we could always pay down the balance to allow for an emergent charge). it got paid in full every month as a budget line item just like other monthly bills from kiddo's monies.
it's because of you (my adult kids being the 'you's') that I get constant 'we found something you might like' notices from 
Guess what I've been watching all evening?
