DEBATE: is health care a right or a privilege?

[C.Ann]

Originally posted by Eeyore1954
Maybe YOU do, but I don't. When I purchased a home, I bought a homeowners insurance policy; bought a car, purchased auto insurance; got married, bought a life insurance policy. In none of those instances did I sit around wondering "What if...". Being a responsible person, I purchased what I needed to protect my investments and family and transfer a large portion of my risk to another entity.

Just because this is the way YOU operate, don't assume everyone else does the same thing.

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Now you're just being silly..

You decide to buy homeowner's insurance.. Why? Because you are 100% sure that nothing will ever happen? No - you buy it because "what if" your house burns down - "what if" someone is seriously injured on your property - etc., etc..

You decide to buy life insurance.. Why? Because you're never going to die? No - because "what if" I die and my family is not provided for?

You may not acknowledge that you're basing your decisions on "what if's" but you definitely are - and no amount of denial or twisting of your "reasons" can negate that fact..

Sorry...

 

[Eeyore1954]

Originally posted by C.Ann
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Now you're just being silly..

You decide to buy homeowner's insurance.. Why? Because you are 100% sure that nothing will ever happen? No - you buy it because "what if" your house burns down - "what if" someone is seriously injured on your property - etc., etc..

You decide to buy life insurance.. Why? Because you're never going to die? No - because "what if" I die and my family is not provided for?

You may not acknowledge that you're basing your decisions on "what if's" but you definitely are - and no amount of denial or twisting of your "reasons" can negate that fact..

Sorry...

Thanks for the apology -- at least. I'd recommend you not advertise your psychic services in public just yet. They really are very inaccurate, at least as far as your attempts to practice them on me. You don't know what I am thinking or why I did what I did. However, you are batting 1000 at projecting your thought processes and concerns onto me.

No amount of projection or wishful thinking makes what you claim to be true. You choose to play "games"; I choose to act responsibily.

 

[C.Ann]

Originally posted by Eeyore1954
Thanks for the apology -- at least. I'd recommend you not advertise your psychic services in public just yet. They really are very inaccurate, at least as far as your attempts to practice them on me. You don't know what I am thinking or why I did what I did. However, you are batting 1000 at projecting your thought processes and concerns onto me.

No amount of projection or wishful thinking makes what you claim to be true. You choose to play "games"; I choose to act responsibily.

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You're funny..

Considering nothing is over going to happen to you, your home, your car, or your helath, then you obviously don't need any of the things you have purchased to cover the "what if's" in life, so why not just cancel them all and save yourself a boat load of money?

 

[Eeyore1954]

Originally posted by C.Ann
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You're funny..

Considering nothing is over going to happen to you, your home, your car, or your helath, then you obviously don't need any of the things you have purchased to cover the "what if's" in life, so why not just cancel them all and save yourself a boat load of money?

Why is it so incredibly important to you that everyone play your little game? I was reared by parents who taught me the importance of acting responsibly. They did not teach me to sit around playing games, but to do what responsible adults do.

Why buy insurance? Because it is economically feasible to do so; I transfer a large portion of financial risk to another entity, retaining a small portion of risk (deductible or co-pay) for myself, based on my current financial situation. I choose not to assume the complete financial risk myself for home, car, health, or in the case of life insurance, force my DW to assume the complete financial risk. What's so difficult to understand about that?

BTW, you have a very odd sense of humor.

 

[C.Ann]

Originally posted by Eeyore1954
I choose not to assume the complete financial risk myself for home, car, health, or in the case of life insurance, force my DW to assume the complete financial risk. What's so difficult to understand about that?

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How do you determine there is a financial "risk" without the "what if" that comes before?

There is no "risk" unless something "might" happen - which is precisely where the "what if" question comes into play..

As for why it's important to me if people "play my little game" - well it's not - because every human being that has a pulse and a functioning brain plays it every day of their lives in a bazillion different ways.. It's just that some people are conscious of it and others are not..

Yep - I do have an odd sense of humor at times - similar to yours.. Isn't it great?

 

[kilee]

I don't understand how your property taxes would go up...Medicaid is federally funded and property taxes should have no bearing...

This is absoultely not true. It has been heavily covered in the media around here. The Medicaid program is on such overload particularly in this area that NY is now making each county kick in money to support there county Medicaid rollcall. Hence-- I had a sizeable increase in my county taxes this year. I pay several thousand a year in property taxes--- we get a break down of what the sizeable portions of the money is going to. In our breakdown for county taxes 57% last year went to support the Medicaid insurance program!!

Then to boot-- doctors who see these patient's in the hospital are reimbursed $7.50 for a visit no matter how complex the issue!!!

 

[mep319]

Originally posted by AirForceRocks
Perhaps that's the way it works in PA, but in IL it is obviously different, as pointed out in the earlier post by TobysFriend.

You missed the point...it is a federal program. And w/in the last few years it is the same across the nation regardless of what state you pop into. There are state funded programs & some states to provide enhanced funding but that is the decression of the state....

I just did a bit of research thru my volumes of ****. The feds fund 83% of Medicaid. The states picks up the rest. This changed w/ PWORA, prior to that it could have been different state to state but PWORA was enacted during the Clinton Administration so I still find the 50/50 thing a hard sell unless IL is providing some darn good services and to the masses. There has been many changes to Medicaid in the last 7 yrs to try to make it more uniform nationwide. And the feds typically stagger changes so not to overwhelm the states. There is usually an established d/l and penalties are issued is d/l aren't meant....bonus are issued is d/l are exceeded.. BUt PA is usually facing fines and certainly not getting bonuses so if we enacted them I'm hard pressed to believe other states haven't.