Current American Exchange Rate

[squirrel]

I have the same as you the savings account with RBC and a high interest US account.

I haven't figured out where on the website to go to do the transfering of the savings account into the US one.

 

[daver]

Hey everyone, quick question:

We have a cruise (3night) and WDW (4night) trip to pay for. We have paid the 200 deposit for both time 2 (for ours and my mom/brothers reservatons).

When we did it the dollar was at .86 I believe, and we charged it to our CDN credit card. When we got the CC statement it was calculated at about 1.20cad = 1us
So not as great of a rate as was posted online (I had expected that though).

My question is, what is the best method to pay for our trip? We are using Dreams Unlimited as our travel agent, so I think we have to use a credit card with them, never asked about US money order or anything like that, would that give me a better exchange rate do you think?

We don't have a US credit card, and I think it would take to long to get one.... we have to have the total amount for our trip paid by June 26th.

Thanks for any advice.

We use Mastercard as well. There is a premium that they CC companies charge for conversion, but a money order will be a charge as well. Just figure out which works best. At least when we pay by CC we get the Airmiles to boot. I just watch the rates and make a payment when the dollar is high.

 

[chasbos]

I have the same as you the savings account with RBC and a high interest US account.

I haven't figured out where on the website to go to do the transfering of the savings account into the US one.

If you go into your e saving account online then when you go and check your account activity there is a list on the right hand side and you go into Pay Bills & Transfer Funds.

Once in there it asks for an amount and then there is a From drop down and a To drop down where you can pick your accounts.

I wish I had this set up when the $ was par and better, I would have made way more money than having it invested elsewhere!

 

[mousy_in_canada]

Hey everyone, quick question:

We have a cruise (3night) and WDW (4night) trip to pay for. We have paid the 200 deposit for both time 2 (for ours and my mom/brothers reservatons).

When we did it the dollar was at .86 I believe, and we charged it to our CDN credit card. When we got the CC statement it was calculated at about 1.20cad = 1us
So not as great of a rate as was posted online (I had expected that though).

My question is, what is the best method to pay for our trip? We are using Dreams Unlimited as our travel agent, so I think we have to use a credit card with them, never asked about US money order or anything like that, would that give me a better exchange rate do you think?

We don't have a US credit card, and I think it would take to long to get one.... we have to have the total amount for our trip paid by June 26th.

Thanks for any advice.

Can you play a cruise down slowly like you can with Disney? for example when you have an extra 100 or 200 can you apply that to your balance owing like I do when I call CRO @ Disney?

 

[spatulaqueen27]

I am trying to decide whether to pay off my August 10th trip now or wait till closer to the 45 day deadline. I am assuming the dollar will go up a little bit by then. ATM we owe about 1650.00 and it comes to about 1800.00. So not too bad.

 

[squirrel]

Thanks Chasbos!

I will go check it out and see about transfering some money now that our dollar is doing better. Hopefully, I can remember my pin #.

 

[5boyz]

So how come the pp got charged so much more in exchange rate, than was posted? I charged both legs of my flight (at different times) on credit card and they were the same as the exchange rate. I am paying my trip off June 9th and want to make sure I am paying the exchange rate. Is there other ways of paying other than the US account that was being discussed earlier? Thanks!!!

 

[Wazzo]

Keep going dollar!!!

 

[squirrel]

Different credit cards charge different amounts for exchanging the US amount into canadian funds.

 

[dis_guy]

Just put $500 on our December trip! Can we get PAR??

 

[5boyz]

What is going on with the dollar? It is up and down....oh my, I have to pay my vacation on June 9th and am getting nervous, I may just pay tomorrow...

 

[maiapapaya]

It seems to be heading back up ... what a roller coaster ride!
Good luck 5boyz!

 

[5boyz]

So what does everyone think...I am due to pay my vacation on June 9th. I am not sure what the $$$ is doing so am thinking of calling and paying today!!! Anyone heard what the predictions are with the dollar in the next week? Man it was up at .92, now in the last 3 days going up and down....I dont know anything about how this works so thought I would ask here.

thx

 

[stefanospops]

Most analysts are predicting we will be par with the US dollar again in 2010. So longer term the prospects are good. So if you have a DVC membership consider slapping more down on that sometime next year. However, in the short term there is no telling what will happen. I woudl suggest pay half today and half on the 9th to hedge your bets.