Hi just curious - have you considered resale? The sponsor of these boards is a good place to start (The Timeshare Store) as well as http://www.dvcbyresale.com/
I purchased AKV direct in Dec 2009 for $94/point
Just did an add-on in the last few weeks for $75/point
You might want to consider resale if you have the time and patience. Good Luck!
Do you know about the incentives on the cruises. Last year we took a cruise and the incentives were great, something like $23 off at California. Do you know what they are now.