Current Add On Offers?

[coreynyc]

Got a call yesterday from my new guide. My original guide was reassigned and the new one was looking to hook me for more points during an upcoming stay.

Looking for insight if what they are currently offering on site is different from or is above and beyond what the public offer is on the website. She also mentioned on phone and in email that there is some sort of financing deal. The email states "new financing option to provide you with more manageable monthly payments if you are looking to grow your membership."

Curious to hear the scoop so I don't waste time in a presentation.

 

[Chili327]

"new financing option to provide you with more manageable monthly payments

I’m not completely sure, but I think it’s something like; you can do a 15 year loan instead of 10 year, which brings your monthly amount down, but if you were to pay monthly for 10 years you will have thrown away so much money I can’t imagine how much more could be wasted in 15. lol

 

[bigkats]

From what I've seen the new offers are not too enticing. I bet the "new financing option" the guide is referring to the 15 year financing option.

 

[coreynyc]

I’m not completely sure, but I think it’s something like; you can do a 15 year loan instead of 10 year, which brings your monthly amount down, but if you were to pay monthly for 10 years you will have thrown away so much money I can’t imagine how much more could be wasted in 15. lol

That checks out. Notice the wording doesn't really mention a deal, just manageable payments. Yeah, not looking to go paying it off 10 let alone 15 years

 

[intamin]

From what I've seen the new offers are not too enticing. I bet the "new financing option" the guide is referring to the 15 year financing option.

The 10 is already terrible but 15? Big yikes.

 

[muppets3d]

You can just call the guide and ask them to send you the numbers via email if you're interested in a direct add-on. You don't have to take the time to go on an actual tour if you don't want to.

 

[atthebeachclub]

The 10 is already terrible but 15? Big yikes.

I think it’s very reasonable to take the fifteen but pay off much faster. Gives you more flexibility if you need but you don’t have to pay off slowly. Of course what people actually end up doing may be entirely different still. I say this as someone locked into a fifteen year mortgage (on a work/vacation property) and wishing I had done a thirty year.