My husband and I purchases DVC last September while we were at the "World" - unfortunately on the way home I started feeling a little sick about the decision. So we recinded our agreement during the available time. (Although I kick my butt everyday for canceling it I know it made the most financial sense to us at the time) Now we are almost out of any debt except our home and are reconsidering. We only go once a year (Maybe) for a week and we would be splurging to stay in a 1 bedroom. I know the minimum purchase is 150 points - is it the same if you purchase a resale? Or can you purchase a 100 point resale even if you don't already own points. I know we would eventually want more - but starting out 100 would suit us just fine. Thanks for any help!