creative ways to give debit/gift card

[mmaikisch]

Sorry in advance for the long post lol. My dd will be 13 9 days before Christmas and most of her Christmas list is gift cards (go figure lol). Anyhow, among some other things we are getting her for Christmas, I wanted to open up a teen checking account for her with my bank and deposit some $ in it for her in lieu of gift cards. This way she can also make her own deposits with $ that she earns, I can put a spending limit on her account if need be and I can also track the purchases she makes. It is also eliminating all the additional fees associated with gift cards, and this will also help to teach her about managing her own $. I have already spoken with the bank, and I can make it so that her account can never overdraw...if she doesn't have the $, the card will be declined so she will never be in the negative. My problem is I can't think of a creative way to give her her own debit card with the balance in her account for Christmas. Gift cards usually have the amount of the card directly on the front of the card whereas a debit card does not. Any possible help I would greatly appreciate Thanks in advance!!

 

[tms295psu]

Put the debit card into a puzzle like the attached link. You can write the stating balance or deposit slip and tuck it in the puzzle with it.

http://www.seriouspuzzles.com/smoneypuz.asp

 

[dprincessmom]

I would find a cool check book cover (maybe even a Disney themed one) and write her information in a check register and include it in there. This is a great gift, but also some responsibility and you can use this as a teaching tool and a great gift.