I don't understand, why is WL transportation so "scary"? It was wonderful during our Sept trip. Better than CR.
CR is a wonderful resort, but I would not stay there just because of the monorail. Monorail is nice a/k/a "cool", but it still takes forever to get to Epcot.
Remember, all resorts either share buses or have multiple stops, with the exception of AKL.
Pick the resort that most apeals to you and is closest to where you'll be spending most of your time.