Look at it this way.
1) You are not restricted in any way as to which restaurants you choose.
2) You may eat dinner at one restaurant and dessert elsewhere if you wish.
3) You don't have to order dessert with your counter service.
4) You won't have to consider whether or not the appetizers are on the plan.
5) You don't have to worry about the children not liking the kids' menu. They are free to order off the regular menu if they want.
6) You don't have to look for the little snack sign when you want to buy a snack.
7) You don't have to think about how many credits you've used and how many you've got left over.
8) If you want to cancel a reservation and "wing it" because you want more park time or a swim at your resort, no worrying about being unable to use the TS credit.