I think you want to be sure that you enjoy the resort you are buying in case you can’t change out at 7 months.
Studios are the hardest rooms to book and when you travel can make a huge difference.
OKW had the big benefit of having a great
point chart, and the rooms are some of the biggest.
But MFs are also the biggest part of the expense and OKW is higher than others.
However, if you need to own less points that can help.
One resort I might consider though is Poly if studios is what you want. While a little higher in terms of initial buy in, the dues will help offset that and you have a longer contract and really nice sized studios with the two bath areas.
Plus, it’s close to MK and easily to get to Epcot too!