I am using 200 2001 points and borrowing 186 2002 points with a use year of Feb for a trip in late December-early January. I need 10 more points to extend the trip one more day (gotta have it! already paid for flights!) I found someone who can provide the 10 points, but they are banked and can't be transferred to me. So I am planning to transfer 14 of my 2001 points to his acct, then he will add that to his 10, and make the reservation for me. Will this work? If I transfer my points, I will fall below what I need to have for the reservation I already made. How can I work this out?