From what I understand, and as my honey likes to say "that aint much some times"
, the ISO is only updated with claims that involve physical injury claims or loss claims (i.e. car accidents, personal accidents and so on) that may have legal implications. I am pretty sure they do not keep minor "dissatisfaction" claims.
The OPs claim involved physical injury to her child. She could possibly sue Disney for Damages. This is why they pulled her claim history. If she had a long history of claims, they would have approached the situation differently. However, the OP, as she stated, has only ever filed one claim and that claim is legitimate, so Disney settled her claim. That is why they need her to sign the waiver. It would work the same way if you had your child fall from spilled water in one of the parks and you report it. Disney will check your background and make a decision on offering a settlement or to drag it out in court. I know it is hard to believe, but there are people that go around scamming companies out of money via these types of claims everyday. IMHO---ISO is great. It allows for those that truly experience an accident to get compensated quickly and those that are frauds get found out and prosecuted. We all win.
Anyway, I hope this helps to clear this up a bit more.

The OPs claim involved physical injury to her child. She could possibly sue Disney for Damages. This is why they pulled her claim history. If she had a long history of claims, they would have approached the situation differently. However, the OP, as she stated, has only ever filed one claim and that claim is legitimate, so Disney settled her claim. That is why they need her to sign the waiver. It would work the same way if you had your child fall from spilled water in one of the parks and you report it. Disney will check your background and make a decision on offering a settlement or to drag it out in court. I know it is hard to believe, but there are people that go around scamming companies out of money via these types of claims everyday. IMHO---ISO is great. It allows for those that truly experience an accident to get compensated quickly and those that are frauds get found out and prosecuted. We all win.
Anyway, I hope this helps to clear this up a bit more.
