Comparing POP to DVC makes me crazy!!!

[Caskbill]

Bill, that is a bit off because you can't compare the cost of a room to only the cost of DVC dues, unless you got your contract for free. You should really factor in the amortized cost of the upfront purchase. Which right now is a liitle over $2.00 for SSR up to about $2.50 for the rest. So with both factors a point cost at between $5.86 and $6.36 per point you get a more realistic sense of how they compare -- and it is still a good deal.

Jim, technically that's true, but keep in mind that I could sell my DVC today for more than I paid for it in 1993. So as of right now, if I were to sell, then that would make the original contract in a way 'free', since I would get all my money back, plus some interest (effectively).

Of course one can always factor in the loss on ROI had the funds been used elsewhere such as in the market, but on the other hand suppose I had used those funds to buy a car instead of DVC, so there is no ROI except the use of having the car. What would that 12 year old car be worth today? Maybe a few $100?

Just another way to look at it.

We can factor in all kinds of things to really make it complicated, such as saved money on income taxes because of itemizing property taxes or interest payments, money saved on purchases such as the new AP discount, or restaurants, WDW tours, and so on.

While none of this is guaranteed in the future, it is true for the past. In my specific case, if I were to add up everything, including potential resale value, income tax impact, and discounts received, my purchase probably was 'free' (the biggest contributing factor being the free park tickets we received for 6-1/2 years)

 

[Beach_Bound9]

(the biggest contributing factor being the free park tickets we received for 6-1/2 years)

Boy, that must have been nice.