daughtersrus
DIS Veteran
- Joined
- Feb 26, 2002
About 2 weeks ago I was in an accident in a strip mall parking lot. I was driving down an aisle to leave the mall and a lady pulled out of a parking spot and hit the front side panel on the driver's side.
The police were called and a report was made. The officer told me that she admitted not seeing me and was at fault.
We're having the car fixed under our insurance (State Farm) now.
Her insurance (Allstate) called for a statement. I gave them one. Some questions were odd. Why was I even at the store? My answer: shopping.
How many car lengths away was she when I saw her? My answer: a few feet since she pulled out of a parking spot.
What did I do to avoid the accident? My answer: stop the car.
State Farm says thay Allstate determined that I'm 20% at fault for being in the parking lot and not seeing her. They say that the parking lot was empty. It wasn't empty but she was parked with no cars on either side because she said she didn't want anyone to dig her doors. She also said to me that she didn't see me at all.
State Farm said that they will fight on my behalf to get them to pay all of the bills and get my deductible back. If they find that I'm at fault at all, do we pay our entire deductible or is it the % that of fault?
So frustrating because there was nothing I could do to avoid the accident. She hit the side of my car. I didn't hit her. The car is less than a year old!
The police were called and a report was made. The officer told me that she admitted not seeing me and was at fault.
We're having the car fixed under our insurance (State Farm) now.
Her insurance (Allstate) called for a statement. I gave them one. Some questions were odd. Why was I even at the store? My answer: shopping.
How many car lengths away was she when I saw her? My answer: a few feet since she pulled out of a parking spot.
What did I do to avoid the accident? My answer: stop the car.
State Farm says thay Allstate determined that I'm 20% at fault for being in the parking lot and not seeing her. They say that the parking lot was empty. It wasn't empty but she was parked with no cars on either side because she said she didn't want anyone to dig her doors. She also said to me that she didn't see me at all.
State Farm said that they will fight on my behalf to get them to pay all of the bills and get my deductible back. If they find that I'm at fault at all, do we pay our entire deductible or is it the % that of fault?
So frustrating because there was nothing I could do to avoid the accident. She hit the side of my car. I didn't hit her. The car is less than a year old!