Would it be safe to assume that some of you use your DVC for Disney and pay out of pocket for other vacations?
Not in our case. We pay cash for cruises -- but most other travel is through timeshare. We spend ~60n/year in timeshare
somewhere. To do this we own several timeshare products used for different purposes. Our goal is to get the most bang for the buck -- using each tool for its best purpose. Specifics:
2BR fixed week in South Africa - This is our "least cost" trader (low purchase cost, low dues, trades through RCI). Our earliest vacations against this week cost only $450/week including dues, RCI membership and RCI exchange fees. The rates have inched up a bit -- but not horribly and we still get satisfying trades. Examples:
- 3BR unit in Coeur d'Arlene, ID in a Gold Crown property right on the lake. Seven night stay over the Memorial Day holiday.
- 1BR unit in Smugglers Notch, VT in a Gold Crown property. Seven night stay during the best leaf-peeping week of that year.
- 2BR unit in Carlsbad, CA in a Gold Crown property bordering Legoland. Seven night stay over the Memorial Day holiday.
- 2BR unit in Williamsburg, VA in a Gold Crown property with both jetted-tub and steam-room in the master bath. Seven night stay over the Memorial Day Holiday.
- 3BR "lockout" unit in Orlando, FL in a Gold Crown property where both halves of the unit offered jetted-tubs. Seven night stay in early December to visit WDW, the Candlelight Processional, etc.
Worldmark Credits - This is our most flexible, most used product and is considered moderately-priced (purchase and dues). We use this largely for weekend stays at drive-to locations across CA, AZ, NV, southern
UT, and OR. (Our 9/80 work schedule provides every-other-Friday off ... and we've learned that leaving home at midnight gets us to OR border by noon. Whoo-hoo! There is much we can explore in a 3-day weekend.) Beyond weekend escapes, we've also enjoyed longer vacations stringing multiple resorts together to cover distances such as "San Diego to Vancouver and back" (16n, 11 different resorts). All told, we've used 25+ WM properties and hope, someday, to visit each one.
WM is also a handy trader through both RCI and II. We've traded into DVC's BWV 4x, snagged a great 2BR lockout unit at the Four Season Aviara last year using very few credits, 2BR unit at The Bay Club Waikoloa Beach Resort over Thanksgiving, a 2BR unit at the Kruger Park Lodge (had to later cancel

), etc.
DVC - We own DVC specifically for an annual conference at the Dolphin. I'd say we own
just enough points for this purpose -- but the truth is we really own
fewer. Our goal is to stay in a 1BR Boardwalk view unit for 7 nights (200 points). We own 175 and get by using banking/borrowing and trading in once in a while.
While owning and using DVC is, for us, an expensive product -- it is more cost effective than booking rooms through the conference for the same period and length of stay. We've also grown rather fond of having the jetted-tub at the end of a long day walking/sitting/note-taking.
Other Notes
In addition to those mentioned above, we have two other timeshares used for specific purposes. Both are an easy drive from our home, offer day-use to owners, and thrill our extended-family. We are fortunate to have family located all across SoCAL - and hosting gatherings at these two locations is a
joy. (We had 5 units for a long weekend just before my brother left for Iraq ... and a similar number over New Years shortly after his return. Priceless.)
While infrequent, there are times we can't seem to use all our weeks in the year intended. The good news, we have options. We can bank the periods with RCI/II for up to two years -- and each property, except DVC, can be traded back to WM for credits.
As for travel beyond North America -- we generally prefer cruises. Cruises allow us to see the highlights of many countries without dragging bags around (unpack once). We often consider a cruise the "
Disneyland Train Ride" experience: giving you a quick taste of each
land. After the train-ride (or in our case, the ship's professionally arranged excursions) you'll know better where to return for independent travel. Cruising has given us: Turkey, Isreal, Egypt, Greece, Italy, Spain, England, Scotland, Ireland, Germany, Estonia, Finland, Denmark, Russia, Sweden, France, Gibralter, Argentina, Chili, the Antarctic *****ula, Mexico, Costa Rica, Panama, the Dutch Antilles, Belize, Virgin Islands, Bahamas and many more I've overlooked. (Right, AU was done via timeshare ... but covered!)
It is a great big world out there. DVC is a great tool for visiting Walt Disney's
World ... but as for the rest ...

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