Anthony Vito
DIS Veteran
- Joined
- Jan 16, 2017
So . . . we are in the process of buying direct at Copper Creek. We've paid the deposit, but because we're in Delaware, we have to wait to sign the final paperwork (they're not registered to finance in DE, so they can't mail the contract for financing, however we can actually sign it when we're there soon).
We bought a guaranteed week - Week 48. This week is usually the first week in December. However, some years (like next year - 2020), this week begins at the very end of November. CCV is currently selling December Use Years. Because it's a guaranteed week, they automatically book it for us about a year out, but we can opt out of it and use the points elsewhere if we choose.
The wrinkle is the December UY with the sometimes November start to our week. What they will do, we're told, is just borrow points from the next UY for those few days in November. If we're using that week, it's not a big deal and it evens out without a problem. Where we foresee a potential hiccup is if we opt out of that week. We would then have in that scenario points from the next UY borrowed into the current year, but now not being used on a reservation. Our understanding is that those points would then be stuck in that year, so we'd have to use them. We'd also have to make sure in using the points that those points are used before older points that we could actually bank if needed. It's pretty confusing, and we're still wrapping our heads around the whole Use Year/borrowing/banking, etc. My guess is that if this became an issue, Member Services might be able to finesse things a bit given the somewhat unusual situation.
However, our sales guide (who was not that well-versed in Guaranteed Week contracts, but has been great) got his manager to approve making our Use Year for October instead, and has given us the option to switch to October instead of December, thus eliminating any potential issues. I understand this would mean we'd have to bank two months earlier, but May 31st doesn't seem too bad for banking, since we'll know our summer plans by then.
So this seems like it should be an easy decision to go with October, but given that we actually have a choice, I'm just wondering if there are some other factors that we should consider.
Thanks and sorry for the long lead-up for what's probably a simple question.
We bought a guaranteed week - Week 48. This week is usually the first week in December. However, some years (like next year - 2020), this week begins at the very end of November. CCV is currently selling December Use Years. Because it's a guaranteed week, they automatically book it for us about a year out, but we can opt out of it and use the points elsewhere if we choose.
The wrinkle is the December UY with the sometimes November start to our week. What they will do, we're told, is just borrow points from the next UY for those few days in November. If we're using that week, it's not a big deal and it evens out without a problem. Where we foresee a potential hiccup is if we opt out of that week. We would then have in that scenario points from the next UY borrowed into the current year, but now not being used on a reservation. Our understanding is that those points would then be stuck in that year, so we'd have to use them. We'd also have to make sure in using the points that those points are used before older points that we could actually bank if needed. It's pretty confusing, and we're still wrapping our heads around the whole Use Year/borrowing/banking, etc. My guess is that if this became an issue, Member Services might be able to finesse things a bit given the somewhat unusual situation.
However, our sales guide (who was not that well-versed in Guaranteed Week contracts, but has been great) got his manager to approve making our Use Year for October instead, and has given us the option to switch to October instead of December, thus eliminating any potential issues. I understand this would mean we'd have to bank two months earlier, but May 31st doesn't seem too bad for banking, since we'll know our summer plans by then.
So this seems like it should be an easy decision to go with October, but given that we actually have a choice, I'm just wondering if there are some other factors that we should consider.
Thanks and sorry for the long lead-up for what's probably a simple question.
